So, I got a letter from my health insurance company—Cigna Health Care—with a questionnaire about one of Melissa’s health insurance claims. Apparently, the company was concerned that the pathologist from Melissa’s surgery in January might have been dealing with a ‘pre-existing condition’ (though, apparently, the surgeon, anesthesiologist, and hospital room that all filed claims for the same surgery passed without inquiry).

Let me know if you think my cover letter on the questionnaire response gets my point across . . .

Dear Sir or Madam:

In response to your inquiry of 4/29/2010 regarding the above referenced claim number, please find our response to your Pre-Existing Condition Questionnaire enclosed.

Please note that Melissa has been a Cigna customer for several years without interruption. The only change in that time has been a one-time switch from her employer’s Cigna plan to my employer’s Cigna plan. This change occurred with no interruption; in fact, there was an about 1-month overlap of coverage between the two plans.

I would respectfully suggest that any further inquiries regarding Melissa’s medical history, or inquiries relating to her ‘prior creditable coverage,’ be referred to your own company records and not to us.

Thank you for your time.

Sincerely,

Scott Bradford

For the record, just because I opposed the particular health care reform plan passed by Congress doesn’t mean I think the system doesn’t need fixing. . . .